So, are you drafting a second article on what you can cheap out on? Yours is an interesting article, but seems to cover eveything - food, clothing, shelter, transportation, and even the non-necessities of a personal car, vacation, electronics, and skincare. You might want to add in no to low-cost ideas to optimize your health - like exercise, preventive screenings, immunizations, etc. You have sparked a good think! Thanks.